Smartphonisation is reshaping banking. Insurance is next

October 12, 2018 by  
Filed under Blog, Insurance telematics

Less than 6% of all auto insurance policyholders worldwide actively use an insurer’s mobile app. This corresponds to only 50 million drivers globally – about half of US mobile banking users! We reviewed 245 insurance apps worldwide and found that only 45% of the top insurers offer basic corporate services (including insurance ID, coverage details […]

Will automobile clubs disappear?

October 1, 2018 by  
Filed under Blog, Connected mobility, eCall

Since their creation in the 19th century, motor clubs have become institutions and united millions of members around a common interest: the car and the pleasures and challenges of driving it. However, a number of evolutions are threatening the very existence of auto clubs. First, driving could become superfluous. “In 20 years, owning a car […]

New “drivers” definition paves the way for platooning

August 16, 2018 by  
Filed under Blog, Driverless insurance

A committee appointed by the Swedish government, with the objective of proposing changes that would improve the legal framework for autonomous vehicles recently handed in its 1,300-page report to the Minister of Enterprise and Innovation. The proposal entitled “The Road to Self-driving Future” was nearly 3 years in the making. During that time the environment […]

Embedding eCall as a service will accelerate deployment but challenges remain

August 15, 2018 by  
Filed under Blog

By speeding up the emergency response time, eCall is set to contribute to safer roads in Europe. Since April 2018, OEMs are now obliged by law to equip new vehicles with an eCall device able to detect accidents and automatically establish a voice connection with the relevant 112 operators. This pan-European mandate is aimed at […]

Count yourself lucky, privacy will disappear for some

August 15, 2018 by  
Filed under Blog

As we advise companies in the area of mobility and insurance and research the markets of various connected vehicle services using various degrees of personal data, it has become obvious that the European legislation comes precisely at the right time. Consider for example a country where all the social networks, payment facilitators, banks and other […]

Payment: the new connected fleet service

Payment: the new connected fleet service Fuel cards represent the largest of the 5 sectors assessed in our Connected Fleet Services report with supplier revenues in Europe and North America estimated to grow to $22 billion by 2025. However, it is also the market with the slowest predicted growth, at 2% CAGR, due to fierce […]

My experience of UBI: some insurers are simply missing the point

April 17, 2018 by  
Filed under Blog, Insurance telematics

I have been analysing the UBI market for about 10 years and believed every programme would take the opportunity to connect with their customers and use driver scoring to give feedback, therefore keeping the customer engaged and reducing risk. I started to drive again 2 years ago and decided to take out a UBI policy […]

Will Italy mandate telematics in Insurance?

April 16, 2018 by  
Filed under Blog, Insurance telematics

(Italian version) Since August last year, there is a law in Italy that recommends Telematics for all insurance. (L124/2017 – Market and competition act approved by the parliament on 4 August 2017) The general rules follow the 2012 “Monti Decree”, it includes: A requirement for the vehicle to be physically inspected by the insurer before […]

Assicurazione dei veicoli: l’Italia spinge seriamente sulla telematica?

April 16, 2018 by  
Filed under Blog, Insurance telematics

(english version) Da agosto dello scorso anno, c’è una legge in Italia che raccomanda l’utilizzo della telematica a tutte le compagnie assicurative. (L124/2017- Legge mercato e concorrenza del 4 agosto 2017) Le regole generali, inizialmente introdotte dal  “decreto Monti” già nel 2012, comprendono: Possibilità dell’assicuratore di ispezionare  il veicolo prima della firma del contratto; Possibilità […]

EU’s technology agnostic stance on V2X does not solve all problems

March 13, 2018 by  
Filed under Blog

OEMs, telco, technology and infrastructure providers are jostling to define the standard technology to connect the digital vehicles to the infrastructure and each other. The main contenders are G5 (802.11p) a short-range communications standard similar to Wi-Fi, the other is 5G, a longer-range cellular-based connections managed by the telecom industry. With no technology mandate in […]

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