UBI Europe Study

The Usage-Based Insurance Europe Study is the latest reference market report on the state and future of telematics insurance in Europe.
Building on 15 years of consulting experience and 8 months of research and analysis, this 620-page study delivers unparalleled insight into UBI trends, technologies, and business models across Europe.
The most comprehensive report ever published on telematics insurance in Europe
This reference study —based on 65 executive interviews — supports strategic decision-making for insurers, brokers, MGAs and reinsurers, OEMs, solution providers, investors, and regulators looking to understand and shape the future of connected auto insurance.

What’s new, what’s improved
- Coverage increased to all 23 countries that have at least one UBI programme
- Over 500 UBI programmes reviewed and categorised by customer segment, device technology, business model, solution provider, etc.
- The 8 leading insurance companies analysed in their connected insurance strategy
- Dozens of case studies of successful implementations of UBI in Europe but also North America
- 27 leading UBI solution and data providers – from Caruso to Vodafone Automotive – profiled, compared and evaluated
- In-depth analysis (220 pages) of the history and state of development of UBI in each country including market size and market shares of insurance companies and Telematics Service Providers (TSPs)
- 2020-2035 market estimates and forecasts including UBI policy volumes, UBI premiums, UBI market penetration, TSP revenues – broken down by region, business line, technology and vehicle category
- Quantified impact of connected vehicles on the auto insurance and UBI markets in Europe
- UBI Supply and UBI Demand Readiness Index for 23 countries
- Our recommendations to insurers, solution providers, OEMs, regulators and TSPs
📊 Report KPIs at a glance

🌍 2020-2035-year bottom-up forecast for Europe and 10 regions
While Italy will retain its lead, 4 countries will overtake 1 million connected auto insurance policies by 2035.
The report includes a bottom-up sizing and forecast for UBI adoption across Europe and 10 regions: the UK, Italy, Germany, France, Netherlands, Belgium, Luxembourg, Switzerland, the Nordics and the Rest of Europe.
The 2020-2035 Excel file includes for Europe and each region:
- Number of UBI policies by business line (personal/commercial), vehicle category and technology
- Penetration of UBI in total motor insurance policies
- UBI premiums generated by business line (personal/commercial), vehicle category and technology
- TSP revenues generated by business line (personal/commercial), vehicle category and technology
🎯 Ready to define/refine your UBI strategy?
Download the free abstract now to evaluate the report and read executive summaries, stakeholder interviews, key charts, and methodology insights.
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