Connected Auto Insurance Global Study: Table of content

Section 1: Introduction……………………………………..………..…………5

1.1. Report authors……………………………………………….…..……………………….6

1.2. Executive summary……………………………………….…..……………………..…8

1.3. Feature interviews…………………………………………..…………………………10

1.4. Glossary………………………………………………………..………………………….26

1.5. About PTOLEMUS Consulting Group……………………………..…………..28

Section 2: Status of the global connected auto insurance market.36

2.1. An introduction to connected auto insurance……………………..………37

2.2. The current telematics value chain…..……………………………….……….81

2.3. The impact of COVID-19…….……………………………………………..…….104

Section 3: How will data be collected in the future…….………..….113

3.1. Why is connectivity important for insurance………………………….….114

3.2. What devices are available to collect data…………………………..……122

3.3. What data is available to the insurance industry…………………..…..155

3.4. How is this data typically managed………………………………….………164

3.5. How will data be collected in the future……………………………………205

Section 4: Why insurers should adopt connected insurance….…211

4.1. Engage with customers………………………………………………………..…214

4.1.1. Driving benefits and value proposition……………………………….

4.1.2. Scoring………..…………………………………………………………………..

4.1.3. Gamification………………………………………………………..….………..

4.2. Improve revenues with digitalisation……………………………………….250

4.2.1. Better claims resolution…………………………………………….………

4.2.2. Offer additional VAS ……………………………………………….………

4.2.3. Selection of less risky drivers ………………………………………….

Section 5: How the industry will be disrupted………………………296

5.1. Digital brokers role in the insurance value chain…………………..….297

5.2. OEM’s future role in the insurance value chain…………………..……308

5.3. VDH’s future role in the insurance value chain…………………….….359

5.4. Opportunities for insurers………………………………………………………370

Section 6: Forecasting the market to 2030……..…..………………394

6.1. Geographic forecast…………………………………………………………..….399

6.1.1. Asia Pacific………………………………………………….……………………

6.1.2. Africa……………………………………………………………………………….

6.1.3. Europe…………………………………………………………………………….

6.1.4. Latin America…………….………………………………………………..…..

6.1.5. North America………….…..…………………………………………….…..

6.2. Technology forecast……………………………………………………….….431

6.2.1. Black boxes……………………………………………………………..…..

6.2.2. CLAs………………………………………………………………..…….……

6.2.3. Line-fitted devices……………………………………………………..….

6.2.4. OBDs……………………………………………………………………..…..…

6.2.5. Smartphones………………………………………………….……………..

6.3. TSP revenue forecast…………………………………………………………444

Section 7: Conclusions……………………………………….…………447

Section 8: Region & country profiles………………………………..465

8.1. Europe…………………………………………………………………….…………466

8.1.1. Benelux………………………………………………………..………………..

8.1.2. France………………………………………………………….……………….

8.1.3. Germany……………………………………………………………………..…

8.1.4. Italy…………………………………………………………………..………..…

8.1.5. Nordics……………………………………………………………………..….

8.1.6. Spain……………………………………………………………….………..….

8.1.7. United Kingdom…………………………………………………….….…..

8.1.8. Rest of Europe…………….………………………………………………..

8.2. North America……………………………………………………………….…..524

8.2.1. Canada……………………………………………………….……………..….

8.2.2. USA………………………………………………………..……………….……

8.3. Latin America………………………………………………………….…………539

8.3.1.Latin America.……………………………………………….………….……

8.4. Asia Pacific………………………………………………………….…………….546

8.4.1. China………………………………………………………….…………..…….

8.4.2. India……………..………………………………………………………..…….

8.4.3. Rest of APAC………………………………………………..………….……

8.5. Africa……………………………………………………………………..………..…566

8.5.1.South Africa……..………………………………………………..……..……

Section 9: Top 26 company profiles.…………………………………574

9.1. Telematics service providers……………………………………………..…575

9.1.1. Arity……………………………………………………………………………….

9.1.2. Cambridge Mobile Telematics………………………………………..

9.1.3. Dolphin Technologies….…………………………………………………

9.1.4. DriveQuant…………………………………………………………………….

9.1.5. The Floow………………………………………………………………………

9.1.6. IMS….…………………………………………………………………………….

9.1.7. JOOYCAR………………………………………………………………………

9.1.8. Motion-S……………………………………………………………………….

9.1.9. Octo Telematics…………………………………………………………….

9.1.10. Scope Technologies……………………………………………………..

9.1.11. Telematics Technologies……………………………………………….

9.1.12. TrueMotion…………………………………………………………………..

9.1.13. UnipolTech (AlfaEvolution)……………………………………………

9.1.14. Vodafone Automotive…………………………………………………..

9.2. Insurance Companies…………………………………………………….…..659

9.2.1. Admiral………………………………………………………………………….

9.2.2. Allianz………………………………………………………………..…………

9.2.3. ByMiles……………………………………………………………..………….

9.2.4. Discovery Insurance………………………………………………………

9.2.5. Generali…………………………………………………………………..……

9.2.6. HUK-Coburg…………………………………………………………..…….

9.2.7.Intact Insurance……………………………………………………..………

9.2.8. Metromile…………………………………………………………….……….

9.2.9. Progressive………………………………………………………..……..….

9.2.10. Root Insurance…………………………………………………………….

9.2.11. StateFarm…………………………………………………………………….

9.2.12. UnipolSai……………………………………………………………………..